If you want to check your credit card eligibility for HDFC Bank Smart EMI through HDFC net banking then follow the steps given below.
Visit Official Webiste
First of all go to the official website of HDFC Bank. Click on the login button from the homepage and in the new page click on the option of continue to net banking.
Login
Net banking login page will open. Login using login credentials. The account details will be generated. Click on Cards option from the navigation menu.
Click on the Transact button on the left. All menus will open. Smart EMI option will appear. Click on Smart EMI option. View Unbilled Transactions will open again.
Select Credit Card
Select your credit card from the dropdown list. In Transaction Type, select Debit from the dropdown list. Click on the button of View.
Transaction List
The option of Click to know credit card eligibility for Smart EMI will appear along with the list of your credit card transactions.
Transaction Details
Select click to convert any particular transaction into EMI. The details like card number, maximum spend, limit interest rate, loan amount etc. will open on the screen.
Choose the appropriate tenure for your repayment. The interest rate is decided on the basis of your eligibility. The interest rate will be displayed when you select your desired tenure.
Term & Condition
Click on the submit button to confirm the terms and conditions. The final overview of the loan details will appear on the screen.